How does your Credit Card Influence your Credit Score

Owing is a credit card is more of a responsibility than you may think off. You not only have to be responsible enough to charge only what you can afford but also have to ensure that you make payments in time. Everything you do with your credit card makes an impact on your credit score. Even not having a credit affects your credit scores. Credit cards can either help you make up or break up your credit score depending on how you use them.