After being a professional in your respective careers like Doctor, Engineer, CA, etc you still funds may be for further studies or for more development in your professional career letzbank will provide you with professional loans in the happening city of Kolkata. By availing this loan you can expand your business, develop it, and can even use this money for travelling expenses which are for business purpose. Also you can these funds for Child education or home renovation.
Professional Loan in Kolkata
Features and Benefits
- This is a term loan.
- Doctors, Chartered Accountants, Dentist, Lawyers, Engineers, Architects, Proprietorship firms, Partnership firms, etc., are eligible for this loan.
- It can be taken for the purchase of any office equipments. This loan can also be used to finance foreign Seminars conference and trips.
- Individuals/ Firms should practice the profession/business for last 3 years at least. Profit from profession should have been earned for at least last 2 years.
- Loan amount up to 30 lacs
- Flexible repayment options - 12 - 60 Months.
- Lower interest rates.
- Tie ups with the most renowned lenders across the country.
- Best and valuable deals available in a single window as per your requirements.
- Quick approval and fast processing
- Doorstep services.
Documentation for professional loan in Kolkata
- Qualification proof – Certificate of the highest professional degree.
- PAN Card
- Aadhar card
- Proof of your identity: Passport , Pan card, Election ID, Adhar Card
- Proof of your address: Passport , Pan card, Election ID, Adhar Card, driving Licence.
- Bank Statement – 6 months
- Latest ITR along with computation of income, Balance sheet and Profit & Loss a/c - 2 years. Financial should be certified by a Chartered Accountant
- Proof of continuation
- Income tax returns
- Sales tax certificates
- Trade license
- Partnership Deed
- Board Resolution duly signed by the directors
Eligibility factors for professional loans in Kolkata
- Applicant should be resident of India
- Age of the applicant should be minimum 21 years. Maximum age at the end of the loan tenure should be 65 years or less.
- License to practice the profession should be issued by the state or central legislation.
- The qualified professionals will be required to give a certified copy of the license at the bank.