Personal Loans in Hyderabad

Personal Loans in Hyderabad: HYDERABAD - The city of Nawabs and Kababs is the city is a shared capital of two states viz Telangana and Andhra Pradesh. The city is rich in its cultural heritance relics of which can be stilled viewed today in Golconda Fort, Charminar, Chowmala Palace, Salarjung Museum, Falaknuma Palace, Qutub Shahi Tombs and a lot more that added to the History of the Pearl City- Hyderabad. Hyderabad was also a well known trade centre of pearls and diamonds, owing to this fact the city till date continues to be known as the Pearl City. In the modern day economics the city is well known for tremendous development in the IT sector just like other competitive cyber cities in the country such as Bangalore and Chennai.

Check Your Eligibility

List of some Top Banks offering Personal Loans in Hyderabad

HDFC Personal Loan, Bajaj Finserv, ICICI Personal Loans, IndusInd Personal Loan, Fullerton Personal Loans, Capital First Personal Loans, HDBFS Personal Loans, Kotak Personal Loans, Standard Chartered Personal Loans, Tata Capital Personal Loans, Citibank Personal Loans

Documents required to avail Personal Loans in Hyderabad:
  • A valid photo ID proof issued by the Government of India or the state government.
  • A valid age proof issued by the govt.
  • A valid residence proof issued by the govt.
  • An Application form duly filled and signed by the applicant.
  • Last six months bank statement duly stamped by the authorized signatory of the issuing bank branch.

Documents required for Salaried:

  • Last three months salary slips
  • Form 16 or a valid IT return form

Documents required for self employed professionals:

  • Last three years IT return certificate along with computation of income.
  • Last three years audited balance sheet and P&L account duly certified by a CA.
Your Eligibility to avail a Personal Loan in Hyderabad

Age

If you eligible if your age is more than 21 years and less than 65 years.

Income:

  • Salaried: You are eligible to avail a personal loan in Hyderabad if you are drawing a monthly salary of Rs.17,500/-
  • Self Employed: You are eligible to avail a personal loan in Hyderabad if you have a steady monthly income.

Credit Score:

If you are regular at paying your credits and existing loans it will reflect on your “Credit score “and with a higher credit score it will become more likely for your bank to grant approval on your personal loan in Hyderabad without a hassle

About Personal Loans

Planning a Wedding, Vacation or Travel? All you need is a personal loan to get away with all kinds of expenditure and meet your immediate financial need without really putting much pressure on your pockets. Personal Loans help you meet your financial needs and at the same time lets you the luxuries you and your family deserves without having you spend your cash.

You can avail personal loans in Hyderabad up to Rs. 25,00,000 Lac with interest rates starting from 12.65%. You can choose to repay through easy and low EMIs and longer tenures. Personal Loans in Hyderabad are available with a facility of Nil Fore Closure Charges i.e. when you are handy on cash you can choose to prepay without bearing any fore closure charges on it.