The city of colours and festivals is the city of Ahmedabad. When you think of Ahmedabad what come in your mind are the beautiful people from different cultures residing in one city and celebrating the different festivals together. From janmastmi , navratri to rakhabandhan , all these festivals are celebrated on huge scale and with all enthusiasm and colours. Like many other cities Ahmedabad too has many settlers who has comes from different parts of our country and settled here. Some for jobs , some for business, some for other reasons. Mr. Narendra Modi our Prime Minister has given a new look to this beautiful city in regards to cleanliness and development in all the sectors. Banking sector too have emerged brilliantly in Ahmedabad. All the financial institutions are approaching the salaried and self employed class for all sorts of loans and vica versa. To meet our financial emergencies one can always take a personal loan in Ahmedabad.
Personal Loan in Ahmedabad
• Quick and hassle free loans
• Lesser documentation
• Easy to meet eligibility criterion
• No foreclosure charges
• Minimum processing fees
• Nil service charges when you apply online on letzbank
• Fast sanction and quick disbursement
• Door Step facility
Almost all banks offer personal loans to individuals. You should be minimum 21 years of age to avail a Personal Loan. Maximum age should be 60 years for salaried and 65 for self employed individuals.
For a self employed individual- he should be in business for last two years. His business should be in profit.
For a Salaried individual- he should be in service for at least one year in the current organisation.
Rate of interest:
The rate of interest for personal loans is calculated according to the Base Rate of the respective bank. The rate varies as the profile, purpose and loan amount from customer to customer.
The loan can be repaid from minimum 12 months to maximum 60 months depending on the loan amount and the bank norms.
Login to our website. Click on Personal Loans. Search for the best and valuable deals available from all the leading lenders from your city of Ahmedabad. Compare the rate and all other factors. Choose the best and suitable deal as per your requirement and need. For quick and immediate response leave your name, address, and mobile number. The Sales executive of the respective bank shall contact you immediately and will guide you through the procedure.
Documents required for Salaried
• Identity Proof- Pan Card / Voters ID card/ Passport/ Driving License(Any one you need to submit)
• Proof of Residence:-Any of your Utility Bill (not more than 3 months old) / Passport (any one).
• Last 3 months Bank Statement (where your salary income is credited).
• Salary slips - last 3 months.(Originals)
• 2 Passport Size photographs.
Documents required for Self Employed
• KYC Documents- Identity proof, Address proof, Date of birth proof.
• Proof of Residence- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
• Income Tax Statements for your Income Proof (audited financials for the last two years).
• Last 6 months Bank statement.
• Office address proof
• Residence or office ownership.(Electric Bill) Complusory
• Proof of continuity of business.