Loan against Securities in Kolkata

In the populated city of Kolkata, individuals can always leverage their investments and get a loan against it at the time when they need money urgently. From all the investments you have made like policies, debentures, deposits, bonds when you had money , at the time of unexpected financial need these investments will help you.

Check Your Eligibility

Features and Benefits
  • Quick processing and simple loans
  • OD facility - against list of approved securities
  • Facility up to 85% of security value.
  • Quantum of finance – 1 lac to 5 crore
  • Interest charged only on the actual amount utilized
  • No EMI or PDCS required
  • No pre payment charges are taken from the customer.
  • Interest rate will be charged only on the amount withdrawn and for the time span utilised.
  • Lower interest rates @10.50% . Depending on your profile and repayment capacity the rate of interest varies. Banks charges up to 15% from its customer in certain cases.
  • 2% processing fees is charged by some banks. Mostly no processing fees is taken.
  • Doorstep service is the most loved feature by our customers.
  • Tie up with most of the reputed lenders across the country. Public sector banks as well as private sector banks are our partners.
  • Best and valuable deals @ Letzbank.
  • Special discounts and lucrative offers via letzbank.
The list of approved securities against which you can avail a loan is as follows
  • National Savings certificates
  • Mutual funds
  • Equity Shares
  • Gold Deposit Certificates (GDC)
  • Life Insurance Policies issued by LIC
  • Selected Private Insurance Companies.
  • Kisan Vikas Patra (KVP)
  • NABARD's Bhavishya Nirman Bonds
  • Non Convertible Debentures
Loan against securities documents
  • Address Proof- Electric Bill, Telephone bill, Voter ID card.
  • Identity Proof – Election ID Card / Driving License / Employer's Card
  • Salary Account Bank Statement for Last 6 Months.
  • Salary Slips for last 6 months
  • Form 16
  • Latest statement of holding for mutual funds
  • Latest certificates, bonds, policies, etc against which you are planning to avail the loan.
Eligibility Criteria for availing loan against securities

You are eligible to avail Loan against security in Kolkata if:

  • You should be a resident of India.
  • You should be at least 25 years of age to avail loan against securities.
  • You should be a salaried or self-employed professional with a regular source of income
How to apply for loan against securities in Kolkata

Loan against securities in Kolkata can be availed from letzbank. Just login to Letzbank. We simplify your search for loan against securities in Kolkata. All you have to do is to submit the online application on our website. Best offers and deals are available from various top lenders in the market. Choose the bank which offers you the best and valuable deal. Then we shall guide you further the avail this exciting offer.