Home Loans in Bangalore: Bangalore – The garden city of India is one of the most livable cities in the country. The city is the most happening place for everyone coming from all walks of lives owing to its pleasant climatic conditions, major set up of IT industries, and predominant education institutes.
Home Loans in Bangalore
Buying a home has always been a matter of pride and honor associated with a lot of emotions for most of us, since after a lot of hard work and efforts you get stable enough in life to settle enough to purchase a House. Buying a home has now been made easy with Home Loans in Bangalore for you to step in your dream house.
☞ Home loans in Bangalore come in lot of variants which includes:
• Purchase of a new house or a flat
• Purchase of a new plot followed by construction of a house on it
• Purchase of already owed house
• Expansion of a House
• Renovation of your House
☞You can avail home loans upto Rs.10 Crores to buy your dream home in Bangalore. You can avail Home loans in Bangalore upto 80 to 85 % of your property value.
☞ The rate of interest for purchase of home in Bangalore varies from 9.50% to 11.05% p.a.
☞Home loans in Bangalore can be availed for a loan tenure ranging from 20 to 25 years.
☞ You can use Home Loan calculator to plan you EMI and ROI and the loan amount you need for the loan tenure you get to choose.
☞ You can also choose to make a pre-payment or part-prepayment as per your convenience depending on your availability of cash.
To avail Home Loans in Bangalore you should be an Indian Resident with more than 28 and upto 70 years of age.
Income: No matter if you are a salaried or a self employed professional you can still avail a home loan in Bangalore if you have a minimum work experience of at least 3 years.
Documents: You need to following set of documents while filling in your application form and applying for Home loans in Bangalore.
☞ Latest three months salary slip
☞ Form 16 or the Latest Income –Tax Return certificate
☞ Last six months bank statement
☞ Proof Age, Residential address, identity
☞ Last three years P&L account statement and Balance Sheet of the Company and Individual duly certified by an authorized CA.
☞Last three years IT Return certificate of the Company and Individual or the copy of the challan with tax paid.
☞Last six months Bank statement of the company and Individual
☞ Business continuity proof
☞ Proof of age, identity and residential address proof
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• You can login on letzbank and compare home loan offers being offered by leading banks in Bangalore.
• The comparative of home loan offers will give you a clarity on the kind of home you want to opt for at Letzbank and put an end to your exhausting search from bank to bank to avail home loan in Bangalore.
• Letzbank offers specialized Home Loan Calculator and tools where you can plan your EMI, ROI as well as your loan tenure. With this facility you can also view your tenure throughout its stages and assist you in making a financially sound decision.
• Letzbank, values its customers who apply for home loans at letzbank . Letzbank offers it services absolutely free of cost with “ZERO Service Charges” scheme for all applications submitted online.