Home loan in Pune

Pune is the considered as the cultural capital of Maharashtra. It is also the 9th populous city in India. Also, it is the fastest growing cities in Asia. According to “2015 Quality Living Ranking” , Pune is the 2nd best city in India to live . Pune is a hub of auto mobile manufacturing and IT sector. Also, renowned colleges and universities attract students all over India to Pune.

All this attracts many individuals and families to come to Pune and settle their. So, we at Letzbank provide you with easy and simple Home Loan in Pune. Many banks and non banking financial institutions provide easy and simple Home Loan with special features and benefits to it’s customers.

Check Your Eligibility

Features and benefits

• Refinance on your existing property

• Part payment facility

• Nil foreclosure charges

• Special rates for female applicants

• Low interest rates @ 9.50%

• Discounted rates for individuals working for top IT companies such as IBM, Wipro, Infosys, Infocepts, Cognizant technologies, Syntel, Persitent Systems (India), Capgemini, Mphasis, Tech Mahindra, Tata Consultancy Services, etc.

• Loan up to 90% of the property value.

• Quick Sanction

• Transparent processing

• Easy and lesser documentation

• Simple repayment options like electronic clearing system or post dated cheques.

Lets check how eligible you are for Home Loan in Pune

Applicants eligibility to avail a home loan depends on various factors such as his income, number of dependence, age, profile, stability and continuity of income, savings , occupation, repayment capacity , value of the property, etc. Banks check the eligibility of the applicant just to confirm whether you are comfortably able to repay the loan you are applying for.

Documents required for Home loan in Pune

• Stipulated Loan Application form

• 2 passport size photos

• Sale Deed

• Agreement for Sale of property

• Copy of the approved plan for proposed construction

• Detailed cost estimation by the builder

• Valuation report from the bank or Architect

• Legal Scrutiny Report, EC for the past 13 years, Receipt of Property Tax paid, Khata and permission for mortgaging the property.

• Salary Certificate and Form No.16 – Salaried class

• IT Returns filed for the past two years- Non-salaried class

• Nature of business, year of establishment, type of organization, etc.,- business class

• Balance Sheet and P&L Account for the past three years –Self employed individuals

• KYC Documents – ID Proof, Address Proof, Date of birth proof,

• Bank statement past 6 months