Mumbai is the capital city of Maharashtra. The city is also well known as the commercial and entertainment capital of India
Gold Loans in Mumbai
You must be wondering what a gold loan is. Gold loans are the most affordable and convenient ways to un-veil the true value of your idle gold and get funds depending on the quality and the quantity of your gold you wish to take a loan upon. Gold loans are generally disbursed within a couple minutes of submission of your loan application. Your application for gold loan is more likely to be accepted since you are pledging your gold against the loan amount being issued to you.
• Pre-closure facility: You can choose to close your loan amount as and when you get extra cash.
• Less paperwork: Gold loans have very less paperwork associated with them.
• Loan Amount: An individual can avail a minimum Loan amount from Rs. 30,000 and onwards as a loan against your gold.
• Mode of repayment: You can choose to make payment of gold loan either through PCD and EMI or you can choose to pay just the interest amount till the time you clear your loan amount.
• Purity of Gold: Your gold which you wish to mortgage should be of atleast 22 carat purity.
• You should be atleast 21 years old while applying for Gold Loan in Mumbai
• You should be salaried or self-employed professional having a regular source of income.
• Identity Proof: Passport Copy/ Voters ID card/ Driving License.
• Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
• Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
• Income Proof:Salary Certificate/ Form 16
• 2 passport sized photographs
• Duly filled application form
Following are the Features of Gold Loans in Mumbai:
• You can avail Loan Amount up to Rs.1 Crore or more & up to 70% of the value of your gold you wish to mortgage for any purpose
• You get 100% Safety & Security of your Gold Jewellery
• Your loan application is processed in less than 30 minutes of submission of your application to the bank.
• Enjoy liquidity at any point of time.
• No EMI, pay interest alone and enjoy the Loan facility
• Lower rate of interests as compared to other loan available in the market
• Simple documentation and fast processing.
rdraft limit varies depending on the market price of gold.
• Applying for gold loan is just a click away from you – all you need to do is to apply for Gold loans in Mumbai at letzbank.
• You will be required to fill in simple application format, and our customer care executives will get in touch with your for facilitating gold loan in Mumbai.
• Beware of the fake calls and offers while mortgaging gold – mortgaging your gold in a bank is a safe and secure option.