Gold Loan in Pune

Gold Loan in Pune: Maharashtrian culture and tradition is basically very rich and prestigious by it’s own. The basic community in Pune is of Marathi people. Other community also exists in Pune. But the major population is of Maharashtrians. Second most populated city in Maharashtra after Mumbai , makes it a city of puneri people. Investment is the primary habit of most of the individuals in Pune. Gold is one of the most influential instruments in India. Almost all the banks, NBFC’s and private lenders (known as Lalaji in ancient India) lend against the value of gold.

Without a second thought an individual can always pledge his or her gold in the situation of financial emergencies. Instead of searching for source of funds from here and there, your own gold can always help you in the time of need. Before pledging your gold in Pune kindly take a note of the following mentioned points

Check Your Eligibility

Eligibility factors for gold loan

You should be of Indian residency.

You should be 18 years of age while applying for gold loan.

Your age should be maximum 75 years at the time of maturity of the loan.

The gold being pledged should be owned by you or any of your family members.

Net monthly income should be at least 15 k.

Features and benefits of gold loan

• Hassel free and quick processing.

• Easy documentation

• Quantum of finance is 25,000/- to 30,00,000/-

• Lower and attractive interest through letzbank

• Tie up with most of the reputed banks across Pune

• Best and valuable deals available.

• Quick approval and across the counter loan available.

• Nil prepayment charges

• Minimum foreclosure charges

• No service charges

Purpose for taking Gold loan in Pune:

• Education for children

• Business expansion or working capital requirement

• Down payment for purchase of property or vehicle

• In your agricultural Expenses

• Medical emergency in your family or your loved ones

• Family holiday

Documents required for Gold Loan

Documents required for Salaried Category

• Identity Proof- Pan Card / Voters ID card/ Passport/ Driving License(Any one you need to submit)

• Proof of Residence:-Any of your Utility Bill (not more than 3 months old) / Passport (any one).

• Last 3 months Bank Statement (where your salary income is credited).

• Salary slips - last 3 months.(Originals)

• 2 Passport Size photographs.

Documents required for Self employed Category

• KYC Documents- Identity proof, Address proof, Date of birth proof.

• Proof of Residence- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).

• Income Tax Statements for your Income Proof (audited financials for the last two years).

• Last 6 months Bank statement.

• Office address proof

• Residence or office ownership.(Electric Bill) Compulsory

• Proof of continuity of business.