Tata Capital Home Loan
Tata Capital Limited was incorporated in the year 2007 with a sole aim to provide financial solutions to everyone looking for financial assistance. Tata Capital is one of the subsidiaries of Tata Sons Limited. To carry forward the grand legacy and name of its parent organization TATA Capital Limited has made all efforts assist anyone and everyone financially. Tata Capital Financial Services Limited is a one stop that caters for the financial needs of retail, corporate, and customers running their institutions across the country. This article will help you get acquainted with Home Loans at Tata Capital Limited for the ease of availing home loans anywhere across the country.
About TATA Capital Home Loan
- Tata capital comes with really attractive home loan schemes, which are tailor-made just for you with flexible EMIs, multiple options to pay back the loans, etc. designed to meet your need at your convenience. Some more peculiarity of Home Loans at Tata Capital.
- Tata capital offers really competitive rate of interests which are easy on your pockets. If you are applying for a home loan online you can choose floating rate of interest of 9.80% p.a.
- You can choose from Home Loan amount beginning with Rs.2 Lakhs to a home loan amount of Rs.25 Lakhs from Tata Capital for online applications. Candidates with a high credit score can also apply for Home Loans- for residential property upto Rs.3 Crores.
- You can choose from 12 months to 360 months as the payback time for your home loan at Tata.
- You can opt for EMI options where you can make payments in a flexible manner to ensure you can pay as and when you want as per your choice and convenience. There are options such as bullet repayment and step up payment to choose from. By availing Step-Up EMI option you can plan your EMI hike with the gradual hike in your annual salary. This will also enable you to save on the taxes.
- Home Loans at Tata Capital are comparatively faster to process which can be availed right at your doorstep.
- At Tata Capital you get to choose from the pre-approved property which has been pre-evaluated by Tata Capital Limited.
- Tata does not charge any penalty towards foreclosure charges on your home loan where the rate of interest are floating rate of interest and also to customers who apply for Home Loan individually can wish to close through own sources. In cases where the home loan is availed with fixed rate of interest and is pre-closed other than own sources an additional charge of 2% plus taxes are charged on the principal outstanding amount and all other part payment.
- Tata capital has a customized Home Loan scheme for both Urban as well as Rural areas of the country. A loan amount of Rs.15 lakhs and rate of interest of 9.80% p.a. is granted under Rural Housing finance scheme.
Individuals apply Home Loans at Tata Capital
- For Purchase a plot of land for construction.
- For construction of a house.
- For purchase of a house or an apartment.
- For Extension or remodeling your existing home.
- For purchase of a property under sale.
- A Balance transfer of your an existing home loan from any other banking or non-banking organization to Tata Capital.
Tata Capital Home Loan Schemes
- NRI Home Loans – Home loan schemes for NRI customers.
- Property search at Tata Capital – For availing pre-approved property at Tata Capital.
- Rural Housing Finance – A Home Loan scheme for customers residing in rural areas of the country.
- Urban Housing fund – A Home Loan scheme for customers constituting the Urban population of the country.
- Affordable Housing Finance – A affordable Home Loan scheme for common Indian man/women.
- Switching & Refinance – A Balance transfer of an existing Home Loan Scheme as well as top up on existing home loan.
- Insurance cover for Home Loans – An insurance cover granted to you as well as your home to ensure that your home loan is taken care of even in your absence or any unfortunate event or damage occurring to your home.
Applying Home Loans at Tata Finance at Letzbank
- You can avail your Home loan from the desired bank on our website www.letzbank.com
- Letzbank offers you a large spectrum of Home loan offers from a number of partner banks to choose from, so that you can make a well informed decision on which loan your want to take, plan your EMI, Rate of Interests, and loan tenure all under one roof. So before you finally take a decision you get to compare from the other similar products and then get into the deal.
- Before applying for any loan you can use our Home loan EMI calculator, enter your loan amount requirement, loan tenure you want to opt for, and our specially designed tools will be able to project your EMI and ROI during your loan tenure. You will also be able to foresee your loan status and stages during your entire loan tenure.
- Now that you know it all about your loan, all you will be required to do is to apply online on the website www.letzbank.com . Applying for a Home Loan is smarter and wise choice since you get an exemption on the service fee charged towards the loan application and submission.
- New feature – Document locker is available for anyone to save documents electronically online to ensure security of the documents. These documents can be uploaded and saved online for future transactions.
- You can track your applications without having to make long annoying calls waiting for them to give answers to your query and minimizing the effort to obtain your Home loan.
- Your information will remain highly confidential with us.