Axis Bank Home Loan EMI Calculator

Overview of Axis Bank Home Loan Personal Loan

Get the best Home Loan offer Axis Bank with Lowest EMI, ROI and longer tenure – Make use of Letzbank – Axis bank Home Loan EMI Calculator to choose a perfect home loan for your Perfect Home

Features of Axis Bank Home Loan

Home is a dream destination for many – people spend their entire life’s earning to step into their dream home, therefore to meet the needs of its customers Axis Bank has come up with affordable Home loan solutions. So, let quickly go through the home loan product features offered by Axis Bank:

Loan Amount

Axis bank offers to its customers a maximum loan upto Rs.10 Crores as a loan amount for purchase of your Home which can be anything a flat, a villa, bungalow, or a land bought with an intention to build a residential property on it. To borrow a home loan you need to be eligible – your eligibility is determined by three major factors i.e.


  • 21 to 60 years for Salaried
  • 21 to 65 years or the age of retire for self employed at the time of loan maturity


The minimum income required to borrow a home loan is Rs.1,50,000/- for salaried whereas any self-employed individual who files an income tax return is eligible to borrow a home loan from Axis Bank.

Credit Score

Credit Score of an individual is an analysis of the repayments made towards any of your loans or credit card repayments defaults you would have made in the past would also be recorded in order which would forms the basis of your credit history based on which your credit score is determined.

Rate of Interest

The rate of interest at which one can borrow a home loan from Axis Bank is 8.35% to 10.10% p.a. on a fixed interest basis whereas you can also borrow the same loan amount at a floating rate of interest ranging between 8.35% to 8.75% p.a.


The maximum loan tenure for which one can borrow home loan from Axis bank is 360 months. When you borrow home loan for longer loan tenure you get benefited from the Lower EMIs that come along with long tenures.

Processing Fee

A one-time processing fee of Rs.10,000/- is charged for processing your Axis Bank home loan.

Fore-Closure Charges

Axis Bank does not charge any penalty towards the fore-closure of your home loan; therefore you can make any pre-payment during the loan tenure without any penalty and thus also close your home loan quick and easily.

Now that you are fully aware of all the features of Axis Bank Home Loan all you need to do is to plan your EMI. First and foremost thing you need to do when you are looking are looking for a loan is to compare your home loan deal with others. Letzbank offers you the best Home Loan deals cherry picked for you and displayed in a very easy to read format for better understanding of the customers. Once you pick you deal you need to plan your EMI to ensure that your EMI fits in your monthly budget – Make use of Letzbank Axis Bank EMI Calculator and follow a 3 Stepped Procedure:

  1. Enter Loan Amount
  2. Enter Loan Tenure
  3. Enter Rate of Interest.

Just Submit and here’s what you will get to know:

  1. Equated Monthly Installments (EMI)
  2. Amount Charged as Rate of Interest (ROI)
  3. Loan Stages throughout the Loan tenure.

Once you know your Loan EMI all you need to do is to apply for Axis Bank Home Loan through an online process and get a 100% waiver on the service fee for all online applications.