Owing is a credit card is more of a responsibility than you may think off. You not only have to be responsible enough to charge only what you can afford but also have to ensure that you make payments in time.
It is often said that at the price of your daily latte you can launch your dream business, pay off your credit card bills, become a good investor and build up your savings. So where there is a hope in savings there is a great danger if you keep stacking up your credit card bill, and not paying the due amount on a regular basis.
A bad credit means a bad credit report and having a bad credit report can never be good news for anyone. Having a poor credit score is a serious matter of concern and therefore it can even affect the mental health of people.
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Do you use a credit card wherever and whenever? Learn 10 things to keep in mind when you are an impulsive credit card user.
If you have landed into a debt trap and not being able to pay your bills in time it is certain that you have a poor credit score and in such situations no good financing firm will lend you the loan you desire.
If you owned a credit card or even an insurance policy then it’s time for you to pulls your socks up and hold back and review the expenses that your do through your credit cards or premiums you pay towards your insurance policy.
India has been growing into the cashless economy at a faster rate than ever. Especially with the new revolution in the financial industry most of the transactions are happening in a cashless manner.
For any person who is contemplating raising a loan for the next car, home or business expansion, Credit score really matters. In fact most of us never look beyond a great credit score from Experian.
A healthy Credit and favourable Credit score probably tops the list of all those people who are planning to apply for a loan in the near future.