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Fullerton India Credit Company Limited

Fullerton India Credit Company Limited is a wholly owned subsidiary of Fullerton Financial Holdings Pvt. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings Pvt. Ltd., Singapore. Fullerton India Credit Company Limited started its commercial operations (financing of small and medium enterprises (SME) for working capital, loans for commercial vehicles and two-wheeler s, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed etc) in the year 2007 and has a pan-India presence with over 400 branches.

Eligible Profiles & Products

Eligible Profile Products
Salaried Personal Loan
Professional Loan
Self Employed Business Loan
Professional Loan

Eligibility and Documents for Salaried

Products Documents list Eligibility criteria and locations
Personal Loan
  1. Passport/ PAN Card / Driving license / Birth certificate
  2. Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
  3. Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip of previous employer
  4. Appointment letter / Form 16 / 1 year old salary slip of current employer
  5. Employee ID card and visiting card
  6. Latest 3 months salary account bank statement
  7. Salary slips of last 3 months Latest 2 months salary slip

Age group 21 to 65
Minimum Salary Rs.10,000/- pm
Applicant must be a resident of the below locations
Durgapur, Guwahati, Patna, Delhi, Faridabad, Gurgaon, Mumbai, Ahmedabad, Bangalore, Chennai, Hyderabad,
Jaipur, Pune, Baroda, Bhopal, Chandigarh, Cochin, Coimbatore, Indore, Jodhpur, Kanpur, Kolkata, Lucknow, Nagpur, Raipur, Rajkot , Surat , Udaipur, Visakhapatnam, Agra, Ajmer, Amritsar ,
Aurangabad, Bhubaneswar , Bikaner, Dehradun , Guntur, Gwalior, Hubli , Jabalpur, Jalandhar, Jamshedpur, Kolhapur, Ludhiana, Madurai, Meerut, Mysore, Nasik, Patiala, Pondicherry, Salem,
Sholapur, Trichy, Trivandrum, Ujjain, Vijaywada, Warangal, Ahmednagar, Aligarh, Alwar, Ambala, Amravati, Anakapalli, ANAND , Anantapur, Anklesvar, Baddi, Bahadurgarh, Balotra, Banswara, Bareilly,
Belgaum, Bharuch, Bhathinda, Bhavnagar, Bhilwara, Bhiwani, Bidar, Bijapur, Bilaspur, Bokaro, Chandrapur, Chikmagalur, , Chindwara, Chittoor, Cuttack, Dahod, Davangere, Deoria, Dewas, Dharmsala,
Dindigul, Durg, Eluru, Erode, Faridkot, Gandhidham, Ganganagar, Goa, Gorakhpur, Gulbarga, Gurdaspur, Haldwani, Hanumangarh, Haridwar, Hisar, Hoshangabad, Hoshiarpur, Hospet, Hosur, Itarsi, Jamnagar,
Jetpur, Jhansi, Junagad, Kakinada, Kancheepuram, Karaikudi, Karimnagar, Karnal, Karur, Katni, Khandwa, Khanna, Kishangarh, Kodad, Korba, Kothagudem, Kumbakonam, Kurnool, Kurukshetra, Latur,
Machilipatnam, Mahbubnagar, Mandi, Mandsaur, MANGALORE, Mathura, Moradabad, Morbi, Nagercoil, Nanded, Navsari, Neemuch, Nellore, Nizamabad, Ongole, Palacollu, Pali, Panipat, Panjim,
Panruti, Pathankot, Pitapuram, Pudukkottai, Raichur, Raigarh, Rajamundhry, Rajnandgaon, Ramagundam, Ranchi, Ranibennur, Ratlam, Ratnagiri, Rewa, Rewari, Rishikesh, Rohtak, Roorkee, Ropar,
Rudrapur, Sagar, Saharanpur, Satara, Satna, Seoni, Shimla, Shimoga, Sikar, Siliguri, Sirsa, Sivakasi, Solan, Sonipat, Srikakulam, Surendranagar, Tenali, Thrissur, Tirunelveli, Tirupati, Tuticorin, Udipi, Vapi,
Varanasi, Vellore, Vidisha, Vizianagaram

Fees and Charges for Salaried

Products Fees and Charges
Personal Loan Processing fee – 2% of the loan amount

FAQs for Salaried

What does EMI stand for?
EMI stands for Equated Monthly Installment. This instalment consists of both the principal and interest components.

Eligibility and Documents for Self Employed

Products Documents list Eligibility criteria and locations
Business Loan
  1. Identify proof 1. Passport 2. Voter ID. 3. Driving Licence. 4. PAN Card 5. Adhar Card
  2. Address proof
  3. ITR
  4. Own Property Proof( Either office/Residence)
  5. Valid Residence address proof of all directors in case of P Ltd / Ltd, all partners in case of a partnership entity, proprietor and mandatory co applicant in case of proprietorship
  6. Valid Office address proof Shareholding pattern
  7. Company PAN PAN of Proprietor /co-applicant in case of proprietor/all Partners / All Directors
  8. MOA/Partnership Deed in case of partnership firm only / List of Directors / Share holding pattern declared on company letter head, signed by any one of the directors Primary bank statement- last 3 months
  9. OD/CC Letter (applicable- if limit / DP not mentioned on bank statement)
  10. All running loan tracks / schedule / loan Numbers , as reflecting in the latest balance sheet
  11. Latest 3 months salary account bank statement
Self Employed Doctor/Salaried Doctor DOB :: 25-65 Repayment period – Upto 48 months Loan Amount – Upto 10 lacs Applicant Net profit – Minimum Rs.2 lacs Minimum Profession experience – 3 years Applicant should Own house or 1to 2 years at same house
Professional Loan
  1. Bank Statement of last 3 month
  2. Identify proof 1. Passport 2. Voter ID. 3. Driving Licence. 4. PAN Card 5. Adhar Card
  3. Address proof
  4. ITR
  5. Own Property Proof( Either office/Residence)

- Self Employed Doctor/Salaried Doctor
- DOB :: 25-65
- Repayment period – Upto 48 months
- Loan Amount – Upto 10 lacs
- Applicant Net profit – Minimum Rs.2 lacs
- Minimum Profession experience – 3 years
- Applicant should Own house or 1to 2 years at same house

Applicant must be a resident of the below locations

Durgapur, Guwahati, Patna, Delhi, Faridabad, Gurgaon, Mumbai, Ahmedabad, Bangalore, Chennai, Hyderabad,
Jaipur, Pune, Baroda, Bhopal, Chandigarh, Cochin, Coimbatore, Indore, Jodhpur, Kanpur, Kolkata, Lucknow, Nagpur, Raipur, Rajkot , Surat , Udaipur, Visakhapatnam, Agra, Ajmer, Amritsar ,
Aurangabad, Bhubaneswar , Bikaner, Dehradun , Guntur, Gwalior, Hubli , Jabalpur, Jalandhar,
Jamshedpur, Kolhapur, Ludhiana, Madurai, Meerut, Mysore, Nasik, Patiala, Pondicherry, Salem,
Sholapur, Trichy, Trivandrum, Ujjain, Vijaywada, Warangal, Ahmednagar, Aligarh, Alwar, Ambala,
Amravati, Anakapalli, ANAND , Anantapur, Anklesvar, Baddi, Bahadurgarh, Balotra, Banswara, Bareilly,
Belgaum, Bharuch, Bhathinda, Bhavnagar, Bhilwara, Bhiwani, Bidar, Bijapur, Bilaspur, Bokaro,
Chandrapur, Chikmagalur, , Chindwara, Chittoor, Cuttack, Dahod, Davangere, Deoria, Dewas, Dharmsala,
Dindigul, Durg, Eluru, Erode, Faridkot, Gandhidham, Ganganagar, Goa, Gorakhpur, Gulbarga, Gurdaspur,
Haldwani, Hanumangarh, Haridwar, Hisar, Hoshangabad, Hoshiarpur, Hospet, Hosur, Itarsi, Jamnagar,
Jetpur, Jhansi, Junagad, Kakinada, Kancheepuram, Karaikudi, Karimnagar, Karnal, Karur, Katni, Khandwa,
Khanna, Kishangarh, Kodad, Korba, Kothagudem, Kumbakonam, Kurnool, Kurukshetra, Latur,
Machilipatnam, Mahbubnagar, Mandi, Mandsaur, MANGALORE, Mathura, Moradabad, Morbi,
Nagercoil, Nanded, Navsari, Neemuch, Nellore, Nizamabad, Ongole, Palacollu, Pali, Panipat, Panjim,
Panruti, Pathankot, Pitapuram, Pudukkottai, Raichur, Raigarh, Rajamundhry, Rajnandgaon,
Ramagundam, Ranchi, Ranibennur, Ratlam, Ratnagiri, Rewa, Rewari, Rishikesh, Rohtak, Roorkee, Ropar,
Rudrapur, Sagar, Saharanpur, Satara, Satna, Seoni, Shimla, Shimoga, Sikar, Siliguri, Sirsa, Sivakasi, Solan,
Sonipat, Srikakulam, Surendranagar, Tenali, Thrissur, Tirunelveli, Tirupati, Tuticorin, Udipi, Vapi,
Varanasi, Vellore, Vidisha, Vizianagaram

Fees and Charges for Self Employed

Products Fees and Charges
Business Loan Processing fee – 2% of the loan amount
Professional Loan Processing fee – 2% of the loan amount