DHFL, with a belief of Changing Rule & Changing Life was established on 11 April 1984. The organization was established by Sri. Rajesh Kumar Wadhwan who was an ambitious and ingenious businessman, when he came across the irony that most of his countrymen could not avail a decent Home Loan. This stirred his heart and he set on his mission to provide every Indian a home. His idea was to provide affordable home loans to many Indians coming from low and middle income groups a home, in their home towns targeting specially the rural and semi-urban parts of the country. DHFL emerged as the second company to establish a benchmark in the sector of housing finance in India.
DHFL is the second housing finance Company to be established in the country, however, with a unique mission, which is today benchmark as a model of financial inclusion in the Indian financial services sector. With over 30 years of experience DHFL today is one of the largest housing finance companies. DHFL is living up to the dreams of its founder and still continues to change rules and lives in a socio economic manner. With its headquarters in Mumbai the commercial capital of India, DHFL operates through a grid of 359 offices spread across the country. DHFL has also established its presence internationally with its offices in Dubai, UAE and London, UK. With its offices in Dubai and London DHFL also aims at catering the NRI population in these countries.
DHFL has alliances with leading banks such as Punjab National Bank (PNB), union Bank of India, Central Bank of India, and Yes bank to arrange home loans for customers through a home loan syndication Agreement. DHFL has been assigned a rating ‘CARE AAA (Triple A)’ by CARE and ‘BWR AAA’ by Brick works for various secured long term debt instruments.
Today, DHFL has a rich presence in various segments of financing sector and it deals with a variety of loans including
|Home Loans||SME Loans||Mortgage Loans||Deposits|
|• Home loans||• Property term loans||• Loan against property||• Fixed deposit|
|• Home improvement loans||• Plant and machinery loans||• Purchase of commercial property||• For individuals|
|• Home construction loan||• Medical equipment loans||• Lease rental discounting||• For trusts & institutions|
|• Home extension loans||• Business loans||• Lease rental discounting||• Swayamsidha Deposit for Women|
|• Home loans for self employed||•Small savings schemes|
|• Plot loan/ land loan||• Double my money|
|• Home loan balance transfer||• Wealth to health fixed deposit|
|• Plot & Construction Composite loan|