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Capital First Limited

Capital First was founded by Mr. V. Vaidyanathan who acquired a stake in an existing NBFC and later secured Rs. 8.10 Billion (USD 150 million) equity backing from Warburg Pincus in the year 2012. This turned around the wholesale financing NBFC into large retail finance NBFC. Capital First is a financial service provider who caters for the customers aspiring to grow in the field of consumer and wholesale business. Capital first is a financial organization which caters for diverse financial needs of its customers in order to ensure consistent growth and profitability through corporate as well as consumer lending.

Products offered by Capital First

Loan Against Property

Capital First provides loan against properties to meet your immediate financial needs without you having to spend your cash. Loan against property can be availed against self occupied residences, self occupied commercial property, leased commercial property, leased residential property, lease rental discounting against residential and commercial properties. You can avail loans up to Rs. 10 Crores by availing loan against property. The loan against property can be availed for a long tenure of 15 years which will enable you to pay affordable EMIs.

Two Wheeler loan

Two wheeler loans at easy and affordable EMIs can be availed at Capital First with hassle- free documentation process to ride home your favourite bike.

Business Loan

A business loan at Capital First offers you great advantage of providing you your loan amount easily as well as quickly. Capital First offers business loans up to Rs. 75 Lakhs that can be repaid through easy EMI. You can also avail a top-up on your existing business loan with simple documentation and speedy loan processing. You can also avail a door-step-services if required.

Used Car Loan

Used car loan can be availed if you are planning to buy a used car with 100% LTV in the Used Car Elite Program. Used car loans can be obtained with minimal documentation, competitive rate of interest and affordable as well as easy repayment options.

Insurance

Capital First offers General insurance as well as Life insurance through its tie-up with Future General India Life Insurance Company Limited and HDFC LIFE Insurance Company Limited respectively. Through these tie-ups the company offers Life Insurance & General Insurance scheme to ensure that your loved ones will be taken care of at an event of a tragedy and death. Insurance also acts as a tax-saving scheme.

Durable Products

Capital First offers you luxuries at its best with loans on durable products. As they say all big things come with small beginnings, you can make a new and worthwhile beginning with Capital First Durable and purchase TV, Fridge, AC, Computer and everything that would add on to the luxuries of your home. Capital First offers instant approvals on durable products which makes it fast and easy for you to enjoy all amenities you wish to buy in the most affordable manner and payback through easy EMIs at 0% interest without any security deposit and without hampering your monthly budget.

Eligibility and Documents for Salaried

Products Documents list Eligibility criteria and locations
2 Wheeler Loan
  1. Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
  2. Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)
  3. Passport / Voters ID card / Driving license / PAN card
  4. Appointment letter / Form 16
  5. Employee ID card and visiting card
  6. Latest 3 months salary account bank statement
  7. Salary slips of last 3 months
• You should be minimum 18 yrs of age with work experience of at least 6 months LOCATION FOR FUNDING all over India.
Car Loan Used
  1. Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
  2. Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign
  3. Passport / Voters ID card / Driving license / PAN card
  4. Appointment letter / Form 16
  5. Employee ID card and visiting card
  6. Latest 3 months salary account bank statement
  7. Salary slips of last 3 months
You should be minimum 21 years old. Total experience should be more than two years Location for Funding - all over India

Eligibility and Documents for Self Employed

Products Documents list Eligibility criteria and locations
2 Wheeler Loan
  1. Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
  2. Passport / Driving license / Ration card / Latest mobile bill /Passport / Voters ID card / Driving license / PAN card
  3. Latest 6 months account bank statement
• You should be minimum 21 yrs of age with work experience of at least 2 years Location for Funding ALL OVER INDIA
Car Loan Used
  1. Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
  2. Passport / Driving license / Ration card / Latest mobile bill /Passport / Voters ID card / Driving license / PAN card
  3. Latest 6 months account bank statement
You should be minimum 21 years old. Total experience should be more than two years If your are working in Big Corporate – min work experience should be 1 year. Location for Funding - all over India

FAQs for Self Employed

1. What is the maximum loan amount I can get for Business Loans?

Ans.You can avail loans from up to 75 lacs depending on your profile, income n repayment capacity and respective location product cap.

2. Who should apply for business loans?

Ans.
• Self employed individuals / professionals
• Sole proprietorship firms
• Partnership firms
• Private limited companies and closely held limited companies
• Doctors